There is one thing you need to understand about realtors, they are not just real estate agents. They are professionals in their work and they have been recognized by professional trade organizations. Whether you are looking to buy or sell your home, or you are a first-time home buyer working with a real estate agent is a great way to make sure that all your interests are well represented. Buyers and sellers are usually the […]
Nothing beats the feeling of finally owning your very own piece of real estate. This makes the entire process, from hunting for the perfect home, to eventually moving in, very emotional and totally worth it experience. Because of the euphoria, it is so easy to fall prey to some common first-time homebuyer mistakes. The goal of any first-time homebuyer is to end up in a home that is pleasant enough to live in, while simultaneously […]
Managing the demands of your career while being fully present at home requires a delicate balancing act and having insurance is a great way to give yourself peace of mind especially in uncertain and unfavorable times the current Covid-19 outbreak. In a recent employee happiness survey, “48% of employees who felt unhappy on the job cited a lack of work-life balance as the main culprit.” Due to the changing dynamics, resulting in dual-earner families and […]
In our previous article on this series about starting a business, we looked at the various ways to refine your business. Today, we look at your business plan. A good business plan is one that guides you through each stage of your business. It is a plan that stipulates how best to handle growth, how to manage unforeseen circumstances, and how to respond to pressures both from with and outside the organization. As an entrepreneur, […]
As part of the Tax Cuts and the Jobs Act that were enacted in 2017, Congress eliminated the provision that made it possible for people to undo a Roth conversion. This conversion was called a recharacterization. This means that when deciding to convert your traditional IRA, it better be a conscious decision. Fortunately, if you made the decision to convert your traditional IRA prematurely, Roth conversions are almost always a good idea. Converting something in […]
