March 2021 - Page 3 of 4 -

How Blockchain and Cryptocurrency Can Create A Great Work-Life Integration Model Financially

Due to the pandemic, various businesses across the country are considering and some have actually shifted to remote working. The amount of people working from home across the globe has grown exponentially but with the vaccinations, most people are now back to their place of work. At the peak of this pandemic, at least 7 million people in the United States were already working remotely pre-outbreak. In 2020, according to SHRM’s COVID-19 business index, the […]

Saving And Compound Interest

We have all have heard of or know too well about interest on a credit card or car loan, which simply is the cost of borrowing money from a bank or lender and is typically expressed as a rate. On the other side of that coin, when financial institutions borrow money from you (savings account), they pay you interest. The majority of these financial institutions typically pay interest on deposit accounts- such as savings accounts, […]

a picture of students celebrating without knowing the student loan debt burden ahead

How Student Loan Debt Derail Your Future

Millennials today have undeniably made history by being the only group with the most student loan debt. An analysis by New America found that consumers who are under 34 years owed at least a combined total of over $620 billion in mid-2019. The numbers do not stop at that, between 2009 and 2019, records show that student loan debt increased 113%, reaching $1.4 trillion. This highlights how bad the student debt crisis is for the […]

A Man reading a financial goal newspaper

Follow These Six Steps on How To Set Financial Goals

Saving is a financial goal as old as time itself. When we were kids, our parents would always encourage us to save in order to buy our bikes. Today, we face the same practice, saving to buy a home, a car, or for retirement. Financial goals simply represent the financial priorities that are most important to us. These priorities may be long-term or short-term and may involve large sums of money. Therefore, it is important […]

A woman holding a credit card and looking at her credit score on a silver laptop

Understanding How Your Credit Score Works and How It Changes

Many people just know that a credit score is just a number, but they really do not know what that number really means. Credit scores play a crucial role in a consumer’s financial health. Many financial institutions use these credit scores generated by credit scoring companies like VantageScore along with other major and minor financial information to make a decision on whether to deny or approve a consumer for a loan and what terms to […]