Month: September 2021

Generation X: Investing in the Stock Market

Generations X (Gen-Xers) or “The Forgotten Generation” are born between 1965 and 1980. Compared to Baby Boomers, Gen-Xers take more financial risks in making investment decisions given their earnings increased over the years. Compared to Millennials, GenXers are also in better financial positions for several reasons. Gen-Xers are further along in their careers, and; thus, higher up on the salary scale. They are also spared by the increasing student debts that are crippling younger generations.  […]

Interview with STEVE YANG

Achieving financial security and building generational wealth is not out of grasp – it’s more attainable than you probably think. It’s definitely within reach if you focus and set your mind to it. It also takes a lot of perseverance, a ton of sheer will, and loads of determination. Plus, a solid network with mentors to advise you along the way. Just ask Steve Yang of Steve Yang Insurance with State Farm.  Although Yang hails […]

Before You Begin Investing, Deal With Your Debts

Before you begin to save, analyze what it’s costing you to carry the debts you already have, and consider how rapidly you might discharge those. After all, high-interest credit cards can carry rates of 20% or more, and some student loans have interest rates over 10%. Those rates far eclipse the average annual earnings of 7% or so that the U.S. stock market has returned over time.  If you’re carrying a lot of high-interest debt, […]

Is there a Future for Gen-X Investors in Real Estate?

What exactly does the future hold for Generation X Investors, those born approximately between 1965 and 1980? One primary attribute of these over-seventy million people is that they are likely retiring in about 10 to 15 years from now. Presently, subsequent generations describe them as being slack, cynical, and disaffected by recent trends.  But as an entrepreneur in real estate investment, they can be credited with a pioneering entrepreneurial spirit who is more thorough in […]

MLOs MAKE 1ST TIME HOMEOWNERSHIP REALITIES EVERYDAY!

In 2018, an MLO (Mortgage Loan Officer) was up for a promotion to become a sales manager of a team. As this officer was only working to help pay for his schooling, this promotion would mean that he would have to stop pursuing his education to meet the demands of the new role.  For him, money was never a huge motivator. It was simply a great way to pay for college. Due to the time […]