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What You Should when Buying stocks

The Seven-Step Checklist Define clear goals.  Identify your risks.  Look for low fees.  Look to diversify.  Invest internationally.  Contribute regularly.  Don’t try to outsmart the market.  Learn what a ticker Symbol Means and Follow the Right Ones.  A ticker symbol is an arrangement of characters – usually, letters – representing particular securities listed or on an exchange or otherwise traded publicly. When a company issues securities to the public marketplace, it selects an available ticker […]

Is Multinational Cryptocurrency An Unreasonable Concept Part 1

A review of various writings on this concept revealed activity around the world and confirms this concept is not at all unreasonable. This article will give a summary of the review and highlight the actions that are being taken by Multinational Firms to position themselves to create and transact business in their own cryptocurrencies.  Noted by cryptocurrency expert, Gavin Brown, the co-founder, and director at venture capital firm, Blockchain Capital Limited, in an era where […]

The Cost Of Financial Illiteracy Part 3

Financial literacy is the backbone of a solid financial life. It is so surprising that so many people in the United States have little understanding of their financial lives, which means, they have no control. Understanding how your finances work, especially how credit works is the key to financial wellbeing. In the last two blogs of this series, we looked at how financial illiteracy can cost you a fortune, and we’ve been looking at the […]

The Cost Of Financial Illiteracy Part 2

In our part one of the costs of financial illiteracy, we looked at the story of R. Kelly a popular R&B singer to emphasize America’s lack of knowledge concerning budgeting and saving.  We continue exploring this problem by looking at the Literacy Project.  The Literacy Project s a nationwide organization that works to address and fix America’s financial illiteracy. Recent statistics show that the number of Americans who are “functionally illiterate” (Meaning they can read […]

The Cost of Financial Illiteracy Part 1

The Merriam-Webster dictionary defines illiteracy as an adjective with two definitions: 1) having little or no education; esp.: unable to read or write. 2) showing a lack of familiarity with the fundamentals of a particular field of knowledge.  In this article, I will use the case of R&B Singer R.Kelly to emphasize the first definition; and America’s lack of knowledge concerning budgeting and saving to emphasize the second.  The R.Kelly’s case is an American tragedy […]