Insurance Resource Archives

AFTER THE CALM – HURRICANE INSURANCE

“Be Aware That Your Homeowners Policy Does Not Cover Flood Damage. For This, You Must Have Separate Flood Insurance Through The National Flood Insurance Program.” Homeowners, mobile homeowners, and renters insurance usually cover the following: wind damage; rain damage that is a result of rain entering through a wind-damaged area; theft; vandalism, and fire. If these damages occur, the insurance pays for emergency repairs to prevent further damage; additional living expenses; debris removal; actual cash […]

The Truth Behind Deals & Discounts

Every day, we, as consumers, are bombarded with literally thousands of advertisements touting mega deals and huge discounts. I usually subscribe to the old adage that if it isn’t broken, don’t fix it, and if it’s too good to be true it’s probably not. As typical consumers, we like to shop for deals and discounts. We can’t seem to help ourselves. Deals and discounts can be very important when it comes to saving money and […]

Staying Awake – Life Insurance Counts

COVID-19 woke up a lot of people that didn’t have proper financial protection because they didn’t know-how. Most people store cash aside, but realized after the pandemic that it is very important to have a financial plan to build and preserve wealth.” Annie Yan-Case, a financial planner for World Financial Group, has been in the financial industry for over 20 years where she managed fortune 500 companies, banks, mortgage companies, and individual finances daily. Annie […]

a vector graphic showing an umbrella covering people like credit insurance.

What Is Credit Insurance? And is it Worth It

In the simplest terms, credit insurance will cover the cost of your loan or credit card payments in the event that you are unable to pay the loan. It is insurance purchased by the borrower to cover their debts in case of any sudden eventualities such as death, or unemployment. In most cases, credit insurance will not be marketed as a stand-alone type of insurance, but as one of the features of a credit card […]

How to Leverage Insurance to create wealth and desired Work-life balance

Managing the demands of your career while being fully present at home requires a delicate balancing act and having insurance is a great way to give yourself peace of mind especially in uncertain and unfavorable times the current Covid-19 outbreak. In a recent employee happiness survey, “48% of employees who felt unhappy on the job cited a lack of work-life balance as the main culprit.” Due to the changing dynamics, resulting in dual-earner families and […]